08:30
Café · hands full咖啡店 · 两手不空
“Oat latte, thirty-two.”“燕麦拿铁，三十二。”
Oat latte燕麦拿铁Food餐饮¥32.00
Said while waiting for the lift.等电梯的时候说完了。
Voice bookkeeping for iPhoneiPhone 语音记账
Say it.It's logged.说一句，记一笔。
Tell SmartLedger what you spent, the way you'd tell a friend. AI pulls out the amount, title and category. You confirm, and it goes into the ledger on your iPhone.像跟朋友聊天一样，说出刚才花了什么。AI 自动识别金额、标题和分类，你确认后，就存进 iPhone 上的账本。
You said你说
SMARTLEDGER2026-11-01 · 12:41
TOTAL合计¥0.00
SAVED ON YOUR IPHONE已保存在你的 iPhone
01
Three steps.
No forms.三步，
不用填表。
No category menus, no number pad, no typing on a crowded bus.不用翻分类菜单，不用敲数字键盘，挤公交时也不用打字。
STEP 01~3s
Tap and speak按下，说话
Say it naturally. One sentence can hold several expenses.自然地说出来，一句话里可以有好几笔。
“Coffee 28, taxi home 36.”“咖啡 28，打车回家 36。”
STEP 02AI
AI sorts it outAI 自动整理
Your words become entries with an amount, a title and one of your own categories.你说的话变成带金额、标题和分类的账目，分类用的是你自己的。
Coffee咖啡 Food餐饮¥28.00
Taxi home打车回家 Transport交通¥36.00
STEP 03✓
Confirm and save确认，保存
Check each entry, then save. Your ledger lives on your iPhone, not on our server.逐条核对后保存。账本存在你的 iPhone 上，不在我们的服务器上。
Saved已保存2 / 2
Today今日¥64.00
02
The ones you'd
usually forget.那些平时
最容易忘的账。
Small, fast, half-remembered. Say it in the moment and the ledger stays honest.金额小、发生快、转头就忘。当下说一句，账本就是准的。
18:50
Market · after work菜市场 · 下班后
“Vegetables forty, fruit thirty-five.”“蔬菜四十，水果三十五。”
Vegetables蔬菜Groceries买菜¥40.00
Fruit水果Groceries买菜¥35.00
One sentence, two entries.一句话，两笔账。
20:15
Hotpot · with friends火锅 · 和朋友
“Hotpot, my share is ninety-eight.”“火锅，我那份九十八。”
Hotpot (my share)火锅（我那份）Food餐饮¥98.00
Logged before the bill was split.账单还没算完就记上了。
23:40
Taxi · too tired to type出租车 · 累得不想打字
“Taxi home, thirty-six.”“打车回家，三十六。”
Taxi home打车回家Transport交通¥36.00
The one you'd forget by morning.第二天一早就会忘的那笔。
03
Where your
voice goes.你的声音
去了哪里。
Your ledger is stored on your iPhone. A recording only leaves your phone when you use voice parsing — and it isn't kept.账本保存在你的 iPhone 上。只有使用语音解析时，录音才会离开手机，而且不会被保存。
#
Step环节
What happens发生了什么
Stored?是否保存
1
You record你录音
Only when you tap the mic. Manual entry uploads nothing.只有按下麦克风才会录音。手动记账不上传任何内容。
Not kept不保存
2
Speech to text语音转文字
Processed in memory on our server and transcribed by OpenAI's Whisper model through the ChatAnywhere API service.在我们服务器的内存中处理，经 ChatAnywhere 接口服务由 OpenAI 的 Whisper 模型转写。
Audio discarded录音即弃
3
Text to entries文字变账目
The text and your category names go to Alibaba Cloud's Qwen model, which returns amount, title and category.文字和你的分类名称交给阿里云通义千问，返回金额、标题和分类。
Not kept by us我们不保存
4
Your ledger你的账本
You confirm, and entries are saved on your device.你确认后，账目保存在你的设备上。
On your iPhone在你的 iPhone 上
No account不需要账号
No sign-up, email or phone number.不用注册，不要邮箱，也不要手机号。
Clear it any time随时清除
Settings → Data Management → Clear All Data.设置 → 数据管理 → 清除全部数据。
Mic is your call麦克风由你决定
Turn it off in iOS Settings and keep logging by hand.在 iOS 设置里关掉，照样可以手动记账。
Next expense?
Just say it.下一笔开销？
说出来就好。
SmartLedger AI — voice bookkeeping for iPhone. Questions? Visit Support.SmartLedger AI，iPhone 上的语音记账。有问题请查看支持与帮助。